One thing that almost all successful dieters have in common is the food diary. A food diary is a journal where you write down every single thing you eat in a given day, including that potato chip you stole off your coworker’s plate. By doing so, you become aware of exactly how many calories you are eating.
So if you want to cut financial expenses, put yourself on a financial diet. Start by keeping track of everything you spend. Excel works fine for this, since you probably don’t want to spend money on a financial program. Or perhaps you do–just be sure to write it down!
Track your expenses for a week, a month, and you’ll see exactly how much you’re spending on lotto tickets, mints and magazines. Or whatever your particular weaknesses are. It really adds up! You may find that this tool gives the the ability to create a workable budget where you can trade all of those mints for a vacation in Cozumel. You never know.
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